PAYMENT SPECIALIST III

This is an onsite role in our Virginia Beach Campus, 3637 Sentara Way  Virginia Beach, VA 23452.

We are seeking to fill the role of Payment Specialist III. The ideal candidate enjoys collaborating with clients, industry partners and internal teams to maximize outcomes for homeowners.

• Process and post specialized funds accurately and efficiently which may include monthly mortgage payments, payoffs, bankruptcy funds, claim funds, foreclosure, and loss mitigation funds
• Review, decision, and process exception payments/funds as required. (Lockbox, Ebox, Third-Party funds, Wires, Overnights, Suspense funds, etc)
• Research complex payment discrepancies and unidentified payments and resolve escalated issues related to payments
• Monitor various daily reports, processing all applicable funds
• Review and process workflow queues ensuring completion of requests
• Research and resolve outstanding items in clearing accounts
• Run MSP scripts and/or mass trans as needed
• Collaborate with other departments as needed to ensure accurate payment processing
• Balance daily transactions for end of day processing to ensure data accuracy
• Deposit checks into bank clearing accounts as needed
• Escalate critical or significant issues, or unusual circumstances, to leadership and follow through to resolution
• Ensure compliance with all applicable regulations and company policies
• All other duties as assigned

• Associates Degree or 3+ years of experience in mortgages/accounting/finance/banking
• 3+ years of experience in mortgage operations
• Proficient with Microsoft Office applications – specifically Excel and Outlook
• Ability to manage time and priorities wisely and adapt to frequently changing processes and procedures
• Ability to work in a high-volume and time-sensitive environment
• Ability to work independently with minimal direction and effectively meet deadlines
• Ability to work collaboratively with peers in a team environment to attain common goals
• Ability to communicate effectively in writing, in person, and by telephone with all levels of the organization
• Ability to maintain strict confidentiality

Desired Skills and Qualifications

• 2+ years of data entry

Total Rewards

LoanCare’s Total Rewards Package offers a comprehensive blend of health and welfare, financial, lifestyle and learning benefits to support employee well-being and engagement. Highlights include:

• Health & Welfare Coverage: Optional medical, dental, vision, life, and disability insurance
• Time Off: Paid holidays, vacation, and sick leave
• Retirement & Investment: Matching 401(k) plan and employee stock purchase plan
• Wellness Programs: Access to mental health resources, including free Calm memberships, and initiatives that promote physical and emotional well-being
• Employee Recognition: Programs that celebrate achievements and milestones
• Lifestyle & Learning Perks: Enjoy discounts on gym memberships, pet insurance, and employee purchasing programs, plus access to a tuition reimbursement program that supports your continued education and professional growth.

Compensation Range: $19.33 - $28.89 hourly. Actual compensation may vary within the range provided, depending on a number of factors, including qualifications, skills and experience.

Build Your Future with LoanCare®

At LoanCare, we don’t just service mortgage loans—we serve people. As a leading full-service mortgage loan subservicer, we deliver excellence to banks, credit unions, independent mortgage companies, investors, and the homeowners they support. Backed by the strength and stability of Fidelity National Financial (NYSE: FNF), a Fortune 500 company, we offer a career foundation built on integrity, innovation, and collaboration.

Here, you’ll find:

• A culture that helps you thrive, with resources and support to fuel your growth
• Flexibility to work remotely, while staying connected through virtual engagement
• Opportunities to make a real impact in an industry that touches millions of lives
• If you're ready to grow your career in a place that values your contributions and empowers your success, we invite you to join our team.

About Remote Employment

We provide the necessary equipment; all you need is a quiet, private place in your home and a high-speed internet connection with a minimum network download speed of 25 megabits per second (MBPS) and a minimum network upload speed of 10 MBPS.  

Work Conditions

Able to attend work and be productive during normal business hours and to work early, late or weekend hours as needed for successful job performance. Overtime required as necessary.

Physical Demands  

• Sitting up to 90% of the time
• Walking and standing up to 10% of the time
• Occasional lifting, stooping, kneeling, crouching, and reaching

Equal Employment Opportunity

LoanCare, its affiliates and subsidiaries, is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information or any other characteristic protected by applicable law.