Remote Loan Counselor I

This is a 100% remote position.  3 Weeks of Corporate Training, and 2 weeks of Nesting.

• $22.00 hour 
• Shift Differential for 12-9pm EST shift
• Bilingual Incentive for Fluent Spanish Speakers

All new employees are required to complete a criminal background check and drug screening prior to on-boarding. Additionally, employment, education or other verification may be required as it relates to the position.

This will be discussed at the time an offer is presented and cannot be completed without your consent. LoanCare remains in legal compliance with all client, local and federal requirements.

Are you an experienced Customer Service or Collections professional motivated to leverage a customer centric approach to assist home owners in a highly visible position? LoanCare, one of the top providers in the mortgage services industry, seeks an individual with a solid work history in the mortgage or real estate industry to join our team as a Loan Counselor I. The ideal candidate will enjoy working with clients both internal and external, be detail oriented, and is driven to meet tight deadlines in a fast-paced environment. If you are ready for a career and not just your next job, now is the time to join our team and become a part of something big. 

A DAY IN THE LIFE

In this role, you will…

* You will be required to be present for the entire training period, Video participation required daily during training.  No time off will be permitted during training. *

• Offer solutions to customers who are delinquent on their mortgage loan
• Establish communication with an authorized party
• Use an advanced telephony system
• Make decisions to resolve the customer’s home loan concerns
• Gather critical data and enter on a servicing platform
• Promote the customer experience

• Promote the customer experience by offering high-quality solutions to customers who are delinquent on their mortgage loan
• Gather critical data, enter on a servicing platform, and make decisions to resolve customer home loan concerns
• Use an advanced telephony system and engage in inbound and outbound customer communication in a call center environment
• Process payments and evaluate accounts for customers up to 60 days delinquent
• Perform financial interviews to offer solutions/opportunities for the customer to avoid serious delinquency
• Update the system of record with information received from each customer interaction
• Perform all duties in accordance with company policies, procedures, and state/federal laws
• All other duties as assigned

• High School Diploma or equivalent required.
• Strong computing and typing skills
• Proficient in basic mathematics
• Ability to learn company policies, procedures, and state/federal laws
• Excellent analytical, communication, and negotiating skills
• Ability to work well on a team within a structured environment
• Aptitude to use a telephony system
• Demonstrated ability to provide attention to detail and concern for accuracy/consistency in results

Desired Skills and Qualifications
• 1 year of customer contact experience, collections, loss mitigation, or other mortgage-related experience preferred

About Remote Employment 

We provide the necessary equipment; all you need is a quiet, private place in your home and a high-speed internet connection with a minimum network download speed of 25 megabits per second (MBPS) and a minimum network upload speed of 10 MBPS.

Essential Functions

Basic job duties an employee must be able to perform with, or without, reasonable accommodation.

• Critical Thinking - Use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
• Reading Comprehension – Understand written sentences and paragraphs in work related documents
• English Language – Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
• Speaking – Communicate verbally with others to convey information effectively.
• Active Learning – Understand the implications of new information for both current and future problem-solving and decision-making.
• Active Listening – Give full attention to what other people are saying, take time to understand the points being made, ask questions for clarity, and don’t interrupt at inappropriate times.
• Instructing – Teach others how to do something.
• Judgment and Decision Making – Consider the relative costs and benefits of potential actions to choose the most appropriate one.
• Time Management – Manage one's own time and the time of others.
• Writing – Communicate effectively in writing as appropriate for the needs of the audience.
• Complex Problem Solving – Identify complex problems and review related information to develop and evaluate options and implement solutions.
• Deductive Reasoning – Able to apply general rules to specific problems to produce answers that make sense.
• Problem Sensitivity – Able to tell when something is wrong or is likely to go wrong. It does not involve solving the problem, only recognizing there is a problem.
• Written Comprehension – Able to read and understand information and ideas presented in writing.
• Inductive Reasoning – Able to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events).
• Information Ordering – Able to arrange things or actions in a certain order or pattern according to a specific rule or set of rules (e.g., patterns of numbers, letters, words, pictures, mathematical operations).
• Near Vision – Able to see details at close range (within a few feet of the observer).
• Oral Comprehension – Able to listen and understand information and ideas presented through spoken words and sentences.
• Oral Expression – Able to communicate information and ideas verbally so others will understand.
• Speech Recognition – Able to identify and understand the speech of another person.
• Speech Clarity – Able to speak clearly so others can understand you.

Work Conditions 

Able to attend work and be productive during normal business hours and to work early, late or weekend hours as needed for successful job performance. Overtime required as necessary.

Physical Demands

• Sitting up to 90% of the time
• Walking and standing up to 10% of the time
• Occasional lifting, stooping, kneeling, crouching, and reaching

Equal Employment Opportunity

LoanCare, its affiliates and subsidiaries, is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information or any other characteristic protected by applicable law.

 Who We Are

LoanCare is a top national provider in mortgage loan subservicing. For 40 years, LoanCare has been servicing loans for banks, credit unions, independent mortgage companies, and portfolio investors. LoanCare is part of Fidelity National Financial (NYSE: FNF), a Fortune 500 company and leading provider of title insurance and transaction services to the real estate and mortgage industries. For more information, visit loancare.com.

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